Deposit Accounts

Shares/Savings
$5.00 minimum deposit.

• Dividends calculated on the average daily balance on balances of $50.00 or more.

Share Draft/Checking

• No monthly service charge
• Guarantee Card O.A.C.
• Overdraft Protection O.A.C.
• Debit cards now available.

Medical Draft/Checking

• No monthly service charge
• State tax deductible (with limitations)
  

IRA’S

• IRA SAVINGS no minimum deposit
• IRA CERTIFICATES
• ROTH IRA
• EDUCATION IRA

Withdrawal and deposits are subject to IRS rules and regulations.

Rates determined by Board Of Directors quarterly.

Certificates

• Minimum deposit of $500.00
• Terms ranging from 6 to 18 months

Christmas Club

• No minimum balance required.
• Only one withdrawal allowed other than disbursal of funds on Nov. 1.